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The little law firm that can.

large Firm Quality, small firm service

Our attorneys draw upon their diverse backgrounds to provide strategic and creative solutions to complex legal problems. Our diversity includes backgrounds in engineering and business to political science, education, mathematics, insurance and journalism. As trial lawyers, we have nearly 100 years of combined legal experience. We thoroughly analyze each and every detail to craft solid legal strategies that are aimed at results - while remaining well-grounded in the law. Our attention to detail has helped not only to achieve results, but also to shape and define the law. 


K. Joshua Waters

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Practice Areas:

  • Personal Injury (Plaintiff and Defense) 30%
  • Business Litigation 30%
  • Wrongful Death 10%
  • Insurance Law 15%
  • Contract Law 15%


K. Joshua Waters was born in East Tennessee and moved to Cincinnati while in high school. Prior to attending law school, he spent a decade in banking where he worked in sales, office management, regulatory compliance, business and consumer lending, and as a financial advisor. Ultimately, he left banking to pursue his childhood dream of being an attorney. Josh attended the University of Dayton School of Law and while in school he worked for Judge Bernie Bourchard, the Warren County prosecutor's office and with in-house at Baker Concrete. Since graduating in 2013 he has been admitted to practice in all state courts in Ohio and Kentucky.

Josh's prior legal practice primarily focused on representing insurance companies and their insureds, including: doctors hospitals, banks, construction companies, trucking companies and various other individuals and businesses. That prior experience is helpful when litigating cases against insurance companies and their insurdes. Importantly, he is aware of the burden litigation brings and he works diligently and efficiently to obtain the best results for his clients.

Josh resides in Northern Kentucky and when he is not assisting his clients you will most likely find him with his family at a local park, the zoo, the aquarium or Kings Island. Josh's personal interest include golfing, exploring new restaurants, cooking, traveling and cheering on the Tennessee Volunteers and Cincinnati Bengals.


  • University of Dayton School of Law, Dayton, Ohio
    • J.D. - 2013
    • Honors: Trail Advocacy Program
    • Honors: Law Clinic, Intern
    • Honors: Criminal Law Association
    • Honors: Student Volunteer Project
    • Honors: Honor Council
    • Honors: American Bankruptcy Law Forum
    • Honors: Federalist Society
    • Honors: Honorable Judge Bernie Bouchard, Baker Concrete, Inc.,
    • Honors: Warren County Prosecutor’s Office, Clerk
    • Major: Focus on litigation and alternative dispute resolution
  • Indiana Wesleyan University, Marion, Indiana
    • B.S. - 2009
    • Honors: summa cum laude
    • Honors: Dean's List
    • Major: Business Management

Bar Admissions

  • Ohio, 2013
  • Kentucky, 2015

Pro-Bono Activities

  • Big Brothers Big Sisters
  • Starfire Counsel
  • Ronald McDonald House
  • Habitat for Humanity
  • Caring with Coats
  • Accounting for Kids
  • Lifelines
  • Rescue Atlanta
  • Marietta Project Outreach
  • Lee University Resident Assistant

Professional Associations

  • Ohio Bar Association, Member
  • Kentucky Bar Association, Member
  • Cincinnati Bar Association, Member

Current Employment Position

  • Associate

Past Positions

  • Nichols Walter PLLC, Attorney, 2017 to 2021
  • Markesbery & Richardson Co., Associate Attorney, 2014 to 2017
  • Fifth Third Bank, Cincinnati, OH, Customer Service and Sales, 2001 to 2002
  • Provident Bank, Cincinnati, OH, Customer Service and Sales, 2002 to 2004
  • MidFirst Credit Union, Franklin, Ohio, Consumer and Mortgage Lending, Financial Service Advisor, 2004 to 2008
  • The Huntington National Bank, Cincinnati, Ohio, Series 6 and Ohio Life and Health License, Consumer Banker and Registered Investment Representative, 2008 to 2010
  • The Deters Law Firm, Cincinnati, Ohio, Associate Attorney, 2013 to 2014


  • 90%