Phillips Law Firm, Inc.

Phillips Law Firm, Inc.

Located in historic downtown Montgomery, Ohio, serving the entire Greater Cincinnati area, and representing clients nationwide.

Free Initial Consultation
513-985-2500

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    • John H. Phillips
    • Anthony B. Holman
    • Paul J. Kellogg
    • Kyle E. Hackett
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    • Bankruptcy
      • Debt Settlement
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Ohio Debt Settlement

What is Debt Settlement?

Debt settlement is a process where you pay less than the amount you owe in order to settle a debt. This can be an extremely effective tool for credit card debt and medical bills. Most hospitals and credit card companies are willing to settle for a small fraction of what is owed, rather than get nothing in a bankruptcy or spend the legal fees required to take you to court. Individuals with financial problems who choose not to file bankruptcy should consider debt settlement. Debt settlement may damage your credit score, but if you are unable to pay your debt, your credit score is either already ruined, or soon will be.

What is the Debt Settlement Process?

To settle your debt, the first thing we do for you is determine whether you really owe the debt. Often times, we find that credit card companies have added late fees, penalties, and interest that may not be collectible in court. Unlike “debt settlement companies,” you decide which debts to settle and what to pay. When we settle a debt on your behalf, you pay the amount agreed upon to the creditor according to the terms of the settlement, usually for a small fraction of the original amount owed. This process has been successful for clients that owe hundreds of dollars on a credit card to businesses that owed millions on unpaid contracts.

Get Help from an Experienced Ohio Attorney

Phillips Law Firm, Inc. helps individuals and businesses with debt settlement by negotiating with creditors, defending against collection lawsuits, and working with your unique financial situation to obtain the best result for you. Our attorneys have the experience, legal training, and knowledge of the business to assist you with settling debts.

For an initial consultation call (513) 985-2500 or submit a contact form to get started. We can also be reached by email at [email protected].

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Areas of Practice

  • Bankruptcy in Ohio
  • Complex Litigation in Ohio
  • Construction Accidents in Ohio
  • Insurance Claims in Ohio
  • Legal Malpractice Attorneys
  • Ohio Business Law Attorneys
  • Ohio Criminal Defense Lawyers
  • Ohio Divorce Law
  • Ohio Environmental Law
  • Ohio Estate Planning Attorneys
  • Ohio IRS Dispute Attorneys
  • Ohio Personal Injury Attorneys
  • Probate Law in Ohio
  • Real Estate Law in Ohio
  • Trucking Accident Law in Ohio
Personal Injury Attorneys

Phillips Law Firm, Inc

9521 Montgomery Road
Cincinnati, OH 45242

513-985-2500 Phone
513-985-2503 Fax

Committed to Excellence

Google Rating
4.8
Phillips Law Firm, Inc.
Phillips Law Firm, Inc.
4.8
Kevin Kohmescher
Kevin Kohmescher
20:37 07 Apr 19
Phillips Law firm did an exceptional in dealing with my situation. They made the process clear and understandable, especially in providing me my legal options and what could result from those choices. Would not hesitate to go back to them for help should I ever need it.
Kesha Williams
Kesha Williams
23:27 25 Mar 19
Exceptional expertise. Great customer service.
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16:08 16 Dec 17
Seems a great place to get legal advice I was impressed with the way they treated me
Frank Chisman
Frank Chisman
01:49 08 Mar 19
Janet Allen
Janet Allen
23:47 06 Jan 18
parry holt
parry holt
18:29 04 Jun 19
Mr Phillips and his associates were super helpful in answering all of our questions and concerns. The were straight forward with there answers and went above and beyond to see that we won our case.The Phillips law firm is honest and fair and there reputation at the court house impeccable
Dennis Fitzgerald
Dennis Fitzgerald
12:41 05 Jun 19
We highly recommend Mr. John Phillips should you ever need a lawyer! He handled our case in a very thorough way with attention to every detail!
Larry Lea
Larry Lea
02:21 08 Jun 19
Phillips and his Law firm provided excellent service, demonstrating professionalism and personal attention to all details toward my father and I lawsuit. It was absolutely a pleasure working with the Phillips Law Firm. John, Anthony and the team did a great job!!!!!!
Heidi Rowles
Heidi Rowles
12:39 08 Jun 19
Phillips Law Firm is extremely compassionate and professional. They took care of my case so I could focus on healing and then getting on with life. I knew I was in the most capable hands as they fought and settled my case. I would highly recommend them!
Olivia Wilmink
Olivia Wilmink
15:47 13 Jun 19
I had a great experience working with Paul at Phillips Law Firm. Incorporating my company was a quick and easy process, and he answered all of the legal questions.
Tammy Grega
Tammy Grega
17:18 15 Jul 19
“I was represented better than I could have ever anticipated. My needs were put first and I was treated as a friend rather than just a client. My opinions were valued and my doubts were always put at ease. My nerves were calmed and the process was always fully explained. John Phillips fought very hard for me. He went way above and beyond and did everything he could to ensure a great outcome in which he absolutely did. I couldn't have asked for a better law firm or attorney. Thank you!
Larry Pockras
Larry Pockras
02:02 26 Jul 19
John and his staff spent copious hours and energy to become intimate with our case. He presented succinct, insightful case law to support evidence of the misguided zoning applied to our issue. He fought "city hall," and nearly prevailed...until they back door changed their laws to permit what was not legal originally. He was available, and reachable whenever. His record is impeccable. You can trust his judgement.
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